PAYLATER DIRECT – SHORT-TERM FINANCING SUITED FOR EVERY BUSINESS EXPENSE.
SHORT TERM FINANCING TO –
IMPROVE YOUR CASHFLOW, UNLOCK NEW OPPORTUNITIES, AND REACH NEW HEIGHTS.

Take control of your finances with CrediLinq PayLater Direct.

 

Apply Now

BORROW TODAY &
REPAY VIA
MONTHLY INSTALMENTS


SUITED FOR EVERY SPEND.

FROM MARKETING TO TECHNOLOGY

Take control of your finances with CrediLinq PayLater Direct.

 

Apply Now
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5 REASONS TO LOVE PAYLATER DIRECT

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Upto SGD$500,000 collateral-free capital
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Instant eligibility check
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Get approved in 48 hours
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3 to 12 months flexible tenure
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Transparent Fees and Charges

B2B FINANCING FOR EVERY NEED

Instant, short-term financing for urgent business spends.


  • Restock your inventory and consistently meet market demands.
  • Improve your cash flow and business finances.
  • Take your business to new heights

    Avail funds for your every need. 
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EVERYTHING YOU NEED TO KNOW ABOUT PAYLATER DIRECT

Eligibility
Your business is eligible for PayLater Direct if,

  • You have a business vintage of minimum 2 years
  • You have a yearly operating turnover of SGD 750,000 or more
  • You are a Singapore-registered entity with a minimum 30% Singaporean shareholding
Loan Documentation:

You will need to share the following documentation along with your PayLater Direct application.

  • Last 6 months' company bank statements in PDF format.
  • Last 12 month’s GST filings.
  • Audited financial statements from the last 2 years if you have applied for an SGD 250,000 or higher.
Fees & Charges:

PayLater Direct arrives with the following fees and charges.

• Interest rate: Competitive and customized to your business needs.
• Processing fee: 2% of your loan amount
• Late fees: SGD 180 for every late repayment
• Early Termination Fee: 5% of the total loan outstanding

No other fees are charged for PayLater Direct

Frequently Asked Questions

What is PayLater Direct?

PayLater Direct is a business term loan which empowers you to meet your urgent expenses
and improve your cashflow.

How do I apply for PayLater Direct?

Start your PayLater Direct application today by clicking here.

Do I need to submit my invoices to get approved?

No, you don’t need to submit your invoices to be approved for PayLater Direct.

Do I need to complete a physical application form?

No, you can complete the entire PayLater Direct online application from the comfort of your
home.

When will I be informed of my approval status?

<p>We will notify your approval status within 48 hours of completing the application.&nbsp;</p>

When can I access the funds?

You can access your funds within 24 hours of signing the Letter of Offer.

How can I use the loan amount?

PayLater Direct is a collateral-free loan suitable for every business spend.

Does PayLater Direct charge hidden fees?

No, there are no hidden charges for PayLater Direct. We only charge you the agreed-upon
interest rate and 2% processing fee.

What are the penalties for late payment?

We will charge you SGD 180 for every late repayment.

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Take Your Business to New Heights.

 

Apply Now

 

You Focus on the Business.

We Will Handle Your Financing

 

Got questions? Get in touch

Contact Support

IMPROVE YOUR CASH FLOW & SCALE YOUR BUSINESS WITH PAYLATER DIRECT